Guide

Golden visas in Europe 2026: which programmes are still open, compared

Updated

Spain has gone and Portugal no longer takes property money, but five meaningful European routes remain. Here is how they compare on price, what you must buy, and how much time you must spend in the country.

The open programmes at a glance

Open European residency-by-investment programmes, 2026
CountryMinimumWhat you invest inPhysical presence
Greece€250,000–€800,000Real estate (tiered by location; €250k conversions/listed)None required to renew
Portugal€500,000Qualifying non-real-estate investment fundAverage 7 days per year
Malta (MPRP)≈ €457,000 all-in (purchase route)Property + government contribution and feesNo minimum stay
Italy€250,000–€2,000,000Start-up, company shares, philanthropy or bondsNo minimum for the permit
Cyprus€300,000 + VATNew residential propertyVisit at least once every two years

Greece: cheapest entry, tighter rules

Since 1 September 2024 Greece prices by location: €800,000 in Attica, Thessaloniki, Mykonos, Santorini and islands with over 3,100 inhabitants; €400,000 everywhere else, both with a 120 m² minimum property size, and €250,000 anywhere for commercial-to-residential conversions or listed-building restorations. Golden-visa properties can no longer be used for short-term lets (migration.gov.gr).

Portugal: funds only, but a path to citizenship

Portugal's surviving route is €500,000 into a regulated investment fund that is not real-estate linked. Its draw is the citizenship clock: legal residence can lead to a Portuguese passport application after five years, with a famously light physical-presence requirement of an average seven days a year (aima.gov.pt).

Malta, Italy and Cyprus

Malta's MPRP is permanent residence bought with a bundle: €375,000 minimum property purchase plus €82,000 in administration fee, contribution and donation under the 2025 rules, and €10,000 per additional adult dependant (residencymalta.gov.mt). Italy's investor visa starts at €250,000 for an innovative start-up and needs no minimum stay for the permit itself (investorvisa.mise.gov.it). Cyprus grants permanent residence from €300,000 plus VAT in new residential property, with a foreign-income requirement (moi.gov.cy). Hungary also reopened a guest-investor residence in 2024 built around a €250,000 fund route, newer and less tested, so verify it directly before relying on it.

Run your own numbers, programme, route and family size, in the calculator. Every threshold above matches its tables.

Questions, answered directly

Which European golden visa is cheapest in 2026?

Greece, at €250,000, but only for commercial-to-residential conversions or listed-building restorations. Standard Greek property costs €400,000, or €800,000 in the prime zones; Cyprus PR starts at €300,000 plus VAT.

Which golden visa leads to EU citizenship fastest?

Portugal is the usual answer: its fund-route residence can support a citizenship application after five years, with an average physical presence of only about seven days a year. Timelines depend on processing and language requirements, so treat five years as a floor.

Compare programmes before you commit

Investment, fees and family costs, itemised per programme, closures flagged.

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